Let A Road Accident Solicitor Help Recover Compensation Iif You’re Hit By An Uninsured Driver
Being involved in a road traffic accident is bad enough, but being hit by an uninsured driver is even worse. Because if the driver who caused the accident is not covered then there is no chance of claiming compensation for injury, medical expenses, loss of earnings or vehicle damage, is there? A road accident solicitor might actually tell you otherwise.
So that drivers who are injured or who have their vehicles damaged by uninsured drivers are not left out of pocket and can still claim compensation, there is an organisation known as the Motor Insurance Bureau. Since its introduction in 1946, the organisation has paid out almost ?2 billion and normally pays out around ?200 million every year. The Motor Insurance Bureau’s funds are made up from contributions by every single motor insurer with a significant proportion of honest driver’s motor insurance premiums paying for the service. It is estimated that one in twenty of the cars on UK roads is either not insured or does not have adequate insurance cover, so the service is widely used.
A road accident solicitor can help victims of accidents which were caused by uninsured drivers to claim compensation through the Motor Insurance Bureau. Drivers can claim for legal fees, medical costs and injury. Claiming with the Motor Insurance Bureau is more complex than claiming against an insured driver and so it is important to enlist the help of a road accident solicitor.
When trying to claim through the MIB, the driver must launch legal action and enter a request to the court to make a claim. The request is then either accepted or rejected. Rejections occur if MIB protocol is not followed or if the court feels that the case that has been presented is not compelling enough. The organisation is very stringent in following its guidelines, and rarely are cases without a road accident solicitor considered.
Once a victim and his or her road accident solicitor have been successful, they do not have to wait whilst the uninsured driver is tracked down. The case is considered then and an appropriate compensation package is awarded. The Bureau will then try to track down the uninsured driver and reclaim its costs from him or her.