Been Hit By An Uninsured Driver? Let A Road Accident Solicitor Help
It is every motorist’s worse nightmare to be involved in a traffic accident, but being hit by an uninsured driver is even worse. After all, if the liable driver has no insurance, there is nobody to claim compensation for injuries, medical expenses, loss of income and vehicle damage from, is there? If you were to ask a road accident solicitor, they’d tell you otherwise.
The Motor Insurance Bureau exists so that drivers who are injured, or whose vehicles are damaged, because of the negligence of an uninsured third party, are afforded some protection in terms of being able to claim for compensation. The Bureau pays out almost ?200 million every single year and has paid out almost ?2 billion since it was established in 1946. The organisation receives its funding from contributions made by all the UK motor insurance companies, therefore each and every motorist contribute to the pot through their own premiums. It is estimated that one in twenty of the cars on UK roads is either not insured or does not have adequate insurance cover, so the service is widely used.
A road accident solicitor can help victims of accidents which were caused by uninsured drivers to claim compensation through the Motor Insurance Bureau. Claims can be brought to financial losses, injury and legal fees. Because claiming with the MIB is more complex than claiming against the insurers of an insured driver, the help of a road accident solicitor is almost certainly necessary.
In order to claim through the Motor Insurance Bureau, the victim must take legal action and submit a request to the court to claim. The request is then either accepted or rejected. Acceptance will only occur if MIB protocol has been followed exactly and if the case which is presented is convincing. The Bureau’s guidelines are very strict and often applications that aren’t put together with the help of a road accident solicitor will not be considered.
Once a victim and his or her road accident solicitor have been successful, they do not have to wait whilst the uninsured driver is tracked down. The case will be considered and compensation awarded. Then the Bureau will work to track down the uninsured driver to reclaim their costs.